Digital Cash - Private Payments
How to transact Securely & Privately online in Australia without a Debit or Credit Card?
Digital Cash provides the Security, Privacy & Reloadability that is perfect for private transactions that require a 3D secure prepaid card that validate using your mobile and where you wish the transactional identity to remain anonymous.


The security of Pre-Paid Mastercard combined with transactional Anonymity & Privacy.

Anonymous transactions linked only to your mobile number, with balance & details available for review on your mobile app.

Budget Control & Zero wastage, instantly reload funds to your card when your require.
Why Digital Cash Pre-Paid Mastercard is the preferred private payment method in Australia?
Digital Cash’s versatility—from safeguarding sensitive information and providing quick online access, to offering a simple mechanism for controlling expenditures— being a Mastercard with wide acceptance drives its appeal for individuals who appreciate privacy & security.
Digital Cash is a 100% Digital Pre-Paid Mastercard with card details, balance, and transaction details held only on your mobile phone viewed via the MicroGifts Mobile App with password secured access and the ability to instantly Top-Up your card Mastercard balance directly inside the App.
If you purchase Digital Cash using a bank credit or debit card your bank statement simply shows the merchant as “MicroGifts” and the purchase amounts, so your actual day to day transactions remain private. Individual Mastercard Top-Ups are limited to $150, with a daily limit of 2 purchases per day.
Digital Cash is a Pre-Paid Mastercard that is 3D Secured enabled, which is a fraud prevention requirement for sites many sites. Digital Cash utilizes 3D Secure as part of its payment security measures. This involves adding an extra layer of verification to online transactions using a credit or debit or prepaid cards (many other cards in Australia cannot be used due to 3D secure).
Digital Cash is great way to paying without using your main credit or debit card in Australia. Digital Cash makes the ideal payment card and is often the only alternative if the card holder wish individual transactions to remain private and qualify as 3D Secure enabled. PayPal may be a popular payment method, but you can’t use it to pay for on many sites.
Buy Digital Cash gift cards now online with debit or credit card

01. Enter the recipient mobile number

02. Fill in credit card details

03. Click ‘send gift card’

04. Recipient receives SMS with a link to activate the gift card
Buy now or top-up your existing digital cash card here.
If you have an existing MicroGifts account click Buy Now below & use the “Return to Login” link and enter your mobile number & password.
Alternatively you can also use the Top-up your MasterCard or Send Digital Cash functions in the MicroGifts App on your mobile.
To Create a New account click Buy Now below & enter:
- Name
- Email address
- Australian Mobile Number
- Create your password
Your new account will be authenticated by SMS – enter the 6 digit code from the SMS. Once authenticated your account will be created.
You should now be able to Top-Up or send Digital Cash!
Each gift sent will have a fee applied depending on value plus a credit/debit surcharge. Only Australian credit/debit cards can be accepted.