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The new cashless way to give pocket money, easily and instantly.

“I love my Pocket Money on my phone…thank you.”

POCKET MONEY

A new and easy way to send and save pocket money on your phone.

Enable your teen’s pocket money to be delivered directly to their mobile phones. No running to the ATM – simply send their pocket money from your own phone. And use anywhere – even in the school canteen.

Birthday Gifts
Christmas Cash Gifts
A night at the movies
Emergency cash on your mobile
Digital Piggy Bank
Travel Money
Key Features

Versatility and Convenience

Use anywhere.. Mastercard is accepted – Retail stores and online... Even use to pay for lunches at the school canteen.

Monitoring and Transparency

Transparency of all transactions via your App.

Safety and Security

Keep money on hand for emergencies, ie. late-night taxis. Your funds are secure and all additions go straight to a Mastercard in your phone, so you'll never lose a card.

Easy Reload and Top-Up

Re-load from $25.00 via your retailer or online.

No more scrambling for cash or hunting for an ATM for the kids' week ahead.

Digital Cash – Quick Overview

Quick Guide

How do I claim my Big W Bonus Gift Card?

Big W Pocket Money Promotion – Big W Purchases Thursday 22.2.24 until Wednesday 28.2.24

To submit your claim for your Big W Bonus Gift card click here

For terms & conditions of the promotion click here

How do I activate my physical Gift Card?

Your gift card can be spent at any retailer where prepaid MasterCard is accepted, both in store and online.

Once the physical card is scanned & paid at the retailer cash register it will be available for activation.

  • Simply open the card packaging to show the QR code.
  • On your mobile scan the printed QR code.
  • This will then prompt you to enter your name, & Australian mobile number with a prompt to send.
  • That mobile number will then receive an encoded SMS for Digital Cash with a link specific to your mobile number.
  • Click on the link – if you haven’t had a card previously it will ask you to download the App from the Apple App store or  Google Play store. Download the MicroGifts App.
  • On opening the MicroGifts App it will prompt you to Create an Account with your details, verified with the activation code at the bottom of the SMS.
  • You should now see the card and value in the App with all the card Mastercard details (card #, expiry & CVC code (under the blue button) it is now available to use.
  • To load to  Apple or Google Wallet simply click load the wallet.

Once you have setup your app account all subsequent cards are automatically added to your account for use with the balance accumulating.

If you load to wallet all subsequent gifts you add to wallet will be added to the same card you previously loaded into your wallet. That way you always have a “live” running’ Balance.

How do I activate my electronic Gift Card?

Digital Mastercards work

If you receive an electronic version you will be sent an encrypted link :

  • Click on the Link.
  • This will then prompt you to enter your name, & Australian mobile number with a prompt to send.
  • That mobile number will then receive an encoded SMS for Digital Cash with a link specific to your mobile number.
  • Click on the link – if you haven’t had a card previously it will ask you to download the App from the Apple App store or  Google Play store. Download the MicroGifts App.
  • On opening the MicroGifts App it will prompt you to Create an Account with your details, verified with the activation code at the bottom of the SMS.
  • You should now see the card and value in the App with all the card Mastercard details (card #, expiry & CVC code (under the blue button) it is now available to use.
  • To load to  Apple or Google Wallet simply click load the wallet.

Once you have setup your app account all subsequent cards are automatically added to your account for use with the balance accumulating.

If you load to wallet all subsequent gifts you add to wallet will be added to the same card you previously loaded into your wallet. That way you always have a “live” running’ Balance.

like any other credit/debit card stored on your mobile Apple or Google Wallet. You just select the MicroGifts card from your mobile wallet Wallet and ‘Tap n Go’ as normal.

Where can I use my Pocket Money Digital Cash?

The gift card can spent anywhere prepaid Mastercard is accepted in retail or online.

Does Apple & Google Pay have age restrictions ?

Log into the MicroGifts app and click ‘view my cards’ to check your available balance and transactions.

Both Apple Wallet & Google Wallet have restrictions on their mobile pay usage by age for some payment methods. These a driven by the birth date you validated on setting up your account. You can check your account as outlined below & check conditions of use & age restrictions –

Apple

Apple – check your Apple ID

  1. Go to Settings > [your name].
  2. Tap Name, Phone Numbers, Email. You may need to enter your Apple ID password.
  3. Tap  Birthday.

Apple ID Age Check Guide

Apple Wallet

Google

To check you registered age in your Google Account

  1. Go to Settings
  2. Google Services
  3. Manage your Google Account
  4. Personal Info
  5. Birthday

Checking Google Account Age

Google Wallet

If you are blocked from adding Your Card to wallet due to age how can I use the card?

You will be able to load the Digital Cash card to the MicroGifts App on your phone, but may be restricted loading payment cards into wallets due to age.

If you have already loaded your card into the MicroGifts App on your phone the value remains available for you to use by manually entering the card number, expiry date, & CVC just like any other plastic card particularly for online usage. These details are available in the MicroGifts App under show card details.

How do I add funds to my existing Mastercard?

Amazingly when you purchase or receive an additional gift, each gift card you receive will be loaded onto the same MasterCard providing a ‘Live’ running balance that builds over time.

Also once you have a MicroGifts account with a card in your app you can “Top-up” your Mastercard inside the App with an Australian Debit or Credit Card.

Does you balance grow with each card?

Yes, Each Digital Cash card you receive will be loaded onto the same MasterCard.

To limit fraud our IT systems limit the number of cards received by one person to 4 cards per day. All  promotions limit purchases to a maximum of 4 cards per customer.

My Digital Cash card in my wallet?

Your Digital Cash Mastercard will remain in your wallet, each additional gift received or purchased allocated to the same Australian mobile number will automatically load onto the same card wallet, allowing the balance to build over time. You can see a ‘Live” balance in your MicroGifts app anytime showing all transactions on the card and your running balance.

How does Digital Cash work?

If you would like to learn more about Digital Cash and how it works click on visit our How does it Work page.